PROGRAM 1 - PERSONAL FINANCES

 Video - Directed & Produced by Ron Crosson

Cost: $50.00/Person

“Program 1” explores a list of important questions like; Do you wonder where your money goes? Do you have trouble controlling your spending? Have you run up the balances on your credit cards or gotten behind in your payments and hurt your credit rating? Do you worry about how you’ll pay off your student loans? Would you like to buy a new car or even a home someday and you’re not sure where the money will come from? And much more. Urban Ventures’ step-by-step “Program 1” consists of 8 parts, each part subsequently broken down in sub-parts.

  • Estimated time frame: 4 weeks
  • Objective: Devise savings and debt management strategies, and Grow Wealth
  • Eligibility: Rhode Island residents
  • Cost: $50.00 for Urban Ventures' Clients and $75.00 Non-Clients
  • Sign-up here: Urban Ventures' Client Form >>

STEP-BY-STEP PROGRAM BREAKDOWN

1) Set Goals

2) HEALTHY & UNHEALTHY FINANCIAL BEHAVIORS

3) BUDGETING 101 - Rainy Day money

4) INCOME & EXPENSES (MONTHLY & NON-MONTHLY)

5) DEBT MANAGEMENT - CREDIT CARDS, AUTO LOANS & MORTGAGE

6) CREDIT SCORE - BUILDING A GOOD CREDIT SCORE

7) Assets & LIABILITIES

8) Investments - FAMILY & PROFESSIONAL

9) SEEK PROFESSIONAL GUIDANCE