A business is bankable if it can obtain all or a majority of the financing it needs from a commercial lender. 

Before any business starts the process of developing a "Business Plan", they need to seriously understand the various factors used from a lender’s prospective, whether it be a Small Business Administration (SBA) loan or a traditional bank loan, before proceeding with the business plans.

Urban Ventures will educate, prepare and evaluate a business' bankability level. We will provide businesses enrolled in this program with a "Bankability Certification Course and Kit"

"Bankability Certification Course & Kit"

  • Loan Education Program
  • Personal & Business analysis
  • Use of Funds
  • Business plan review and preparation

Other Programs

  • Minority Business Enterprises (MBE) Certification
  • Women Business Enterprises (WBE) Certification
  • Disadvantaged Business Enterprises (DBE) Certification

Startup Businesses

  • Credit History
  • Experience running a business
  • Personal guarantee
  • 2 years of personal taxes
  • Personal money invested in the business
  • Personal ability to repay the loan
  • Collateral

Existing Businesses

  • Current levels of debt
  • Personal guarantee
  • Business advisors / Board
  • 2 years of business / personal taxes
  • Business net worth
  • Business' ability to repay the loan
  • Collateral

Fill the Bankability / Loan Form to apply